Intro: "Under the influence of the painkiller Dilaudid, and dog-tired after another day of fighting for my life with my private health insurance company, I glimpsed Mitt Romney and his running-mate, Paul Ryan, entering my Los Angeles hospital room dressed in surgical gowns with scalpels in their hands ready to fatally operate on me."
Mitt Romney has pledged to repeal Obamacare; Paul Ryan wants to replace Medicare with a voucher system. (photo: Shannon Stapleton/Reuters)
WHY Is Mitt Romney Trying to Kill Me?
15 October 12
I'm critical of Obama's presidency, but my medical emergency convinced me that for Obamacare alone we must re-elect him
nder the influence of the painkiller Dilaudid, and dog-tired after another day of fighting for my life with my private health insurance company, I glimpsed Mitt Romney and his running-mate, Paul Ryan, entering my Los Angeles hospital room dressed in surgical gowns with scalpels in their hands ready to fatally operate on me.
It was a drug-induced hallucination, of course. But the mirage made me sit bolt upright in bed and, fully awake, start to rethink my previous, bitterly dissenting view of Barack Obama.
For the past year, I've been in a death spiral without knowing it. The occasional fainting spell, sprawls on the street and a dramatic weight loss were shrugged off as merely a cost of doing a writer's business. Denial is a most powerful analgesic. Even when paramedics first rushed me to the hospital, I angrily argued with the doctors.
But when a lightning-bolt sciatica pain, triggered by a car accident, brought me down like a bull under the matador's sword, more or less paralyzing the left side of my body, the health gods decided it was time to shut down my hubris. Like something out of the TV's "House" or "General Hospital", suddenly there were midnight ambulances, emergency room traumas, drip feeds, oxygen tubes up my nose, renal failure, suspected meningitis, pneumonia and a minor heart attack.
Thankfully, working as a team at my local Cedars-Sinai hospital, whole platoons of neurosurgeons, cardiologists, nurses, infectious disease experts, radiologists, physical therapists, pulmonologists and hospitalists (whatever they are) dragged me back from the edge. Emergency surgery in a special spinal unit was successful, and today I'm back on my feet - I'm a product of American medicine at its best.
Ah, if only the doctors were free to do their jobs!
My private insurance company, a subsidiary of Wellpoint Inc - America's largest "managed healthcare", for-profit company - interfered at almost every stage of my treatment. They were aggressive and shameless. At my most vulnerable, with tubes sticking out of me, they phoned my hospital room - kicking my anxiety level sky-high - to let me know that Wellpoint's profit-seeking radar had targeted me. The anonymous voice warned, with a kind of smiling threat, that they were on my case: meaning, some bureaucrat - was he or she even medically competent, or just an IT geek - in a far-off, distant corporate office believed that my treatment was violating a mysterious insurance algorithm.
Here in California, Wellpoint and its member plans are notorious, as Reuters reported, for "using a computer algorithm that automatically targeted [women] and every other policyholder recently diagnosed with breast cancer ... the insurer then [allegedly] canceled their policies based on either erroneous or flimsy information."
The practice is called rescission. To put it bluntly, the company collects your money when you're healthy, but cancels if you get sick. In the case of another insurance company, Health Net Inc, employees were actually paid bonuses based on how many cancellations were carried out; at other insurers, like Wellpoint, staff were praised in performance reviews. Wellpoint's California subsidiary, Anthem Blue Cross, has raised premiums capriciously by as much as 39%. Politically, Wellpoint is, in effect, a rightwing "political action group" that lobbies hard against healthcare reform - even calling upon employees to do their share. In other words, it's the ogre in the medicine cabinet.
Perversely, none of the bad stuff would have come down if my primary insurance had been traditional, government-paid Medicare, the closest America has to a single payer. But a quirk in my union benefits put me in the sweaty hands of Wellpoint. I wasn't threatened with recission, but almost daily, and sometimes several times daily, my doctors were interrogated about practically every measure they took to keep me alive. Again and again, I saw caregivers, even the most skilled and courageous, retreat with an embarrassed, impotent shrug of resignation that said, "what can I do; it's 'the system'?"
So I - and my courageous tiger wife - fought, wangled, yelled, protested until I ultimately squeezed past the algorithm. The surgeon of my choice skillfully removed the whatsit that was pressing on an inflamed nerve that had been beating up my spine, and I even won a little rehab time before the insurance computer forced my early discharge. Along the way, anguish over near-daily arguments with the faceless insurance hanging judges almost gave me another heart attack.
Need it be this way?
Obamacare - also known as the Affordable Health Care Act - isn't medical heaven, or single payer, or anything like the "socialized" NHS that kept me well for the 30 years I lived in the UK. The new law, an obvious compromise with the corporate sickness industry, still keeps us in the hands of private insurance companies. But when the law fully kicks in for the first time, all Americans - regardless of income and "preexisting medical conditions" - must have health coverage. Individuals up to the age of 26 are covered by their parents' plan. Low-income Americans will get subsidies to help them buy insurance, and doctors and hospitals will be paid for outcomes not "procedures". Starting in 2014, insurers are forbidden to deny coverage to anyone who has no workplace - the jobless and freelancers will be able to get a government-mandated, insurance plan; indeed, they must or pay a "fine". And under the new law, "federal parity" means mental healthcare will be more accessible to more people.
Granted, that all depends on this upcoming election day. If Romney and Ryan win - the latest polls tell us this is a real possibility - they, a vengeful Republican Congress and their insurance lobby allies have sworn to sabotage healthcare-for-all. As for repeal and replace, Mitt's prescription for uninsured folks is that emergency room care is a good enough substitute:
"We do provide care for people who don't have insurance ... If someone has a heart attack, they don't sit in their apartment and die. We pick them up in an ambulance, and take them to the hospital, and give them care."
Here and elsewhere, I have written bitterly attacking Obama's serial betrayals. He's no street-scrapper, our Barack. Prior to falling sick, I pined for a third-party candidate, and seriously thought about not voting. But a drug-induced vision of a Romney/Ryan medical hell changed my mind. On 6 November, I'm pulling the lever for Obama: my arrogant, self-sabotaging, drone-happy, compromise-addicted war president.
I never want to see Dr Romney in my hospital room again. Damn it, I want to live.
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"For profit" insurance companies make money for their share holders by not delivering the services they contracted to deliver.
I appreciate the unusual honesty
Well, if the Repugs weren't so against ANY healthcare reform, we could have done a lot better and not been forced to purchase a "corporate product." Talk to your friends there, Martinfre, and see what they can do on the next go around. (God forbid you or a family member be seriously injured or fall ill with some horrible malady that will bankrupt you and your family and have you seeking “entitlements.” )
In that case you will surely support the fight to label GMO food-after all not knowing what the food is is a subtle form of coercion and most people have to eat to stay alive so....or is the Free Market your real God? Anything to make a buck, even things that kill and cannot be avoided?
It must be difficult living under Fascism
I find the hypocrisy infuriating, that a truly sane single-payer system was off the table because the Republicans insist on having the 37th-best health care in the world and pretending it's the best, and Obama was forced to settle for the Republican Individual Mandate, which lets Republicans now scream about how "fascist" it is that the Heritage Foundation wanted everyone to have to buy insurance and Obama said, "okay."
And, no, I am neither out of a job nor lacking a home nor without insurance. I´m doing fine, thanks. But too many of my neighbors are not. It´s them I am worried about.
Tort reform works in Texas and and would do the same on a national basis.
http://papers.ssrn.com/sol3/papers.cfm?abstract_id=1635882
Further, no longer being able to identify and force improvement (via legal redress, which works to cause hospitals to train or fire bad doctors) Texas health care was ranked worst in the nation this past July. http://articles.nydailynews.com/2012-07-06/news/32569705_1_highest-uninsured-rate-expensive-emergency-room-care-health-insurance
Not only that, but studies have shown that "defensive medicine" which is the alleged overuse of diagnostic testing (X-Rays, MRIs) to prevent lawsuit, actually increased when the doctors owned the equipment (i.e. it was PROFIT motive not defensive medicine which resulted in overuse) Finally, "Preventable medical mistakes and infections are responsible for about 200,000 deaths in the U.S. each year, according to an investigation by the Hearst media corporation." http://www.scientificamerican.com/blog/post.cfm?id=deaths-from-avoidable-medical-error-2009-08-10 It is the 6th leading cause of death in the US. What we need is doctor reform and accountability! Otherwise, ALL people injured by Drs. have to be taken care of by TAX dollars!
The language alone always spots a right-wing whiner.
In a deregulated world, tort reform removes the last tool available to hold greedy corporations accountable for bad decisions, I.e. leaving cars on the road that have fatal design flaws, drugs that are tainted, criminal cover ups, releasing ten times the pollutants allowed, etc.
the head of this article. The Dems
should put this still everywhere.
Ugh!
Alan McConnell, in Silver Spring MD
OBAMA/BIDEN 2012 Go Dem all the way
as we have states that need cleaning out too.
The alternative is disastrous.
I think for profit insurance companies have had free reign long enough. Look where it's gotten us. We are more in debt even for our cost share of medical expenses. How has this saved us anything? How has this served us? I think these are important questions, and important to keep in mind as the election nears.
Reading about your terrible predicament I worry for you and the many in similar situations. There are several of the people commenting here who have mentioned THEIR severe health issues. We can NOT continue with the "sick" system we have now. I hope very much that you will be helped.
And Denmark..... My parents and I had TB 60 years ago. Had we been born here We would probably be dead. For then the treatment was LONG time bed rest at a sanatorium. We were all cured. And I have been well since.
But if you're part of the 47% or even the 99% - think twice before pulling the lever for R/R because R/R will take what you have (in taxes, goods, health, education) and give it (in tax breaks, subsidies, etc) to the top 1%.
Romoney takes great pains each year to pay as little taxes as possible (yes, even moving $$ to the Cayman Islands) and if you think he won't do the same for those who feed his SUPER PACKS - he will and he'll get the money to do so from the People.
Remember, Romeny states "Corporations are people" - as if they are the only "people" who create jobs. The little businesses create more jobs than the Corporations and that is a fact said by both sides.
VOTE straight DEM - Obama/Biden - and get everyone you know OUT to VOTE (including yourself)
Ask for paper ballot if your polling place has DIEBOLD machines.
I, too, would like to see doctors allowed to practice medicine without restraint, to order tests and prescribe when needed as they see fit. Instead, they provide "what your insurance will pay for", for some decades. In addition, the policy of virtually all clinics and hospitals is dictated by lawyers fearful of malpractice suits, not doctors.
Most of this has not been caused by nor can it be solved by, government. An end to frivolous lawsuits filed merely because an insurance company will "settle" would be a partial solution. That is a matter of individual behavior change. Legitimate malpractice claims deserve to be heard--but those could be minimized if the medical profession would police itself and attend to incompetent practitioners.
The cost of prescription drugs is set, to some extent, by "what insurance will pay". Pharmaceutical companies set the bar high and as long as it was not questions, left it there. Here the insurance industry (including Medicare) could use an overhaul. A company which routinely charges more than its customers can or will pay is a company that is soon without customers. The consumer and the middlemen(insur ance providers) can do this.
State Insurance Commissions however give people few choices. The proper policy answer to this problem is to abolish the state insurance commissions and to allow other insurers into the market so that competition would allow consumers to make more constructive choices.
In addition, the practice of rescission is illegal everywhere in the United States. If this were actually going on, the company would be put our of business.
In fact, what is going on is the insurers find that customers-patie nts have often lied on their applications and hidden expensive medical conditions in order to qualify for lower premiums. It would be inappropriate to allow customer-patien ts to cheat their insurers in this way.
Finally, Medicare, which I have been forced to buy, is a major crock. Bills sometimes take years to pay and every bit of health care is questioned and rejected, sometimes several times, before all the red tape is cleared.
Save me from government and insurance company red tape and give me an opportunity to purchase a membership in a free market health care co-op and I would be forever grateful.
Lee Nason
New Bedford, Massachusetts
My experience is the same as yours. A few years back, as "Obamacare" was being debated, a large majority of AMA doctors were in favor of it because it allowed a couple extra hours a day to see patients and got them paid far faster than with the insurance companies.
A "free" market can many times mean slavery if there's a dependency on the uequal relationship of capital over labor, private monopolies not really having to be accounted for (there's been a lot of deregulation for quite a few years), a sometimes dependency on people in quiet desparation seeking, or holding onto, a job, and where there's a "reserve army" (unemployed) of labor to tap into when needed, knowing the necessecity of getting work.
But there's also the almost routine "layoffs" if it suits the priority of profits. Then, workers are back out on street, looking for work. Capital's profits rise; in turn, labor's rights fall.
That's a summation of the "free," capitalist market.
Buddha: I know the feeling. I have already picked out another country and set up my living there-but until the last possible moment I will stay here and fight for the rest of my fellows, even if I lose my escape in the end.
For-profit = the wealth of money, not the health of somebody.
The thing with Obamacare is that it was infuentially crafted by private insurance industry execs, meaning mere tinkering with the the main problem intact: Profits over peoples. With Obamacare being mandatory, this puts struggling people between a rock and a hard place; Increasing, for-profit healthcare costs and forking out more money to buy insurance; either that or still fork out money to pay a penalty. The mandatory "option" should be removed.
In 2/2011 WLP 2012 expanded its prior stock buy back plan by $1.6 billion and against a market cap of close to $25 billion. In April, 2012 WellPoint announced their plan to repurchase $2.5 billion worth of their own shares this year, which amounts to nearly 11% of the shares outstanding at the current price,@ $69.25 a share
They are expected to earn $7.70 in the current year and $8.50 next year. Health Insurance is a VERY lucrative business, that’s why we do not have a single payer option.
I certainly also wanted to see a single payer system; but that would NOT have been possible. I am sure there will be improvements on the new law.
It will be amended and in time more people will agree with your position and before too long I think we will get a single payer system.That is precisely what all the ones against the law are convinced about. Let's hope they are correct.
thanks for the response. Why? Why not possible? Please excuse my ignorance of political procedure, issues, and/or impossibilities :)
And do you really think that Congress, the Prez, and the Supremes, are willing to forego "contributions" from all the supporters of insurance based Obamacare in the future? I sure hope you're correct.
Thank you Australia.
I just hope that the people of America can one day do the same.
We should really have "medicare for all"!
They must kill off plenty of people that way - you don't need even an ounce of extra stress when you're fighting for your life.
I also wonder how medicine manages to survive in America, with medics caught in the crossfire between insurance companies, ambulance-chasi ng shysters and Big Pharma.
It's simply BARBARIC.
However, when the deadline comes for all people to be signed up for health insurance the country is going to get another rude awakening too. What are they going to do with all the many people who cannot or do not have health insurance?
Fine them money they do not have and cannot afford.
It's the system in America that makes people sick, they part herd sickness into a segment of society and say bye-bye to them and not give it a second thought, because that is the way we have encouraged people to be and designed the system to be.
It's really odd. President Obama seems like such an affable young man. Nice smile. Beautiful family. Great speaker. But what's going on? Is it a multiple personality? Blackmail by the "defense industry"? (what an oxymoron THAT is). Or is he just a silver tongued devil?
I really don't know the answer. I did write his office; i'll let y'all know how he explains these issues. (But don't, like, hold your collective breaths. Do you think he'll respond to some old man?
Groovy. I'm happy he's standing up for the gays. But how about some kind of explanation for what he, himself, is doing what with all this extrajudicial killing?
And what a sterile sounding phrase. I prefer "bloody murder" myself.
Thanks, but i'm going to vote for either Jill Stein or Rocky Anderson. I've voted for the lesser of two evils too many times. Remember the definition of insanity.
Same questions, to each of you, in regards to extrajudicial murders. Are you ok with that?
Or will you just give me the old thumbs down again, eh? I wonder why the word CHICKENHAWK keeps entering my consciousness? Or maybe it's "chicken$$$$
You know the management at Wellpoint depends on all that money they save by not paying to keep you alive. If you die a miserable painful death some executive may be able to buy a nice vacation home and some underling will get a nice $100 check for making sure your benefits were not wasted on a future corpse.
Do remember to keep up the payments on your burial insurance. Your family may need that money sooner than you imagined.
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