In September, the House Financial Services Committee supported efforts to restrict the Bureau's power. It's unclear whether a new Congress or Administration would support additional legislative measures to reform the agency.

The Bureau issued draft regulations on payday loans or‎ high-interest short-term loans that affect low-income communities. The draft regulations include limits on the number of consecutive loans a consumer can borrow and measures to limit payday lenders' ability to withdraw money directly from borrowers' bank accounts without permission. Democrats and Republicans in Congress have challenged the Bureau's efforts to limit payday loans. The Consumer Protection and Choice Act, introduced in November of 2015, would delay the Bureau's pending payday regulations by two years and is co-sponsored by two dozen members from both parties.