What is the Fiscal Cliff really? A Fiscal Cliff is how it is seen from the side of the agency that has been accumulating debt. To the principals for whom the agency works, it can be seen as their money. Actually it’s a near avalanche of debt-based assets that have not been collected or redeemed.

You won’t hear this from the agents, of course. It wasn’t until only recently that very many people started to understand that our money system was not what it seemed, not what they had been taught. For example, homebuyers are persuaded that the promissory note is an obligation to pay. In fact, the promissory note is changed into a security by the bank and becomes the funding that pays for their house. It's the law ... but VERY few people know that. Just as the Federal Reserve creates money out of debt, so does the bank in the Federal Reserve System. The promissory note is identical to the funny money the US Treasury prints. Both are based on debt as collateral.

Most people think the promissory note is a debt. They think it would be necessary to fulfill the obligation to repay. But that isn’t really what the note is about. The promissory note is converted to debt money just like a Federal Reserve Note. Then monetized debt can be bought and sold as though it were an asset. Assets unclaimed by you increase the Federal National debt. Almost all homebuyers think that they owe a debt. Truth is, the debt is owed to them. Neglecting to redeem the debt owed to them increases the National Debt.

The homeowner borrows from a bank, the bank borrows from the Federal Reserve, and the Federal Reserve borrows from the United States Treasury. Banks cannot lend their own capital but they can effect transactions in a trustee capacity. Assets that are generated by the sale of the security, the promissory note, belong to the borrower / grantor / obligor / trustor / creator of the trust deed investment. That’s you.

No more house payments, no more worry about foreclosure, no more worrying about debts.

The note is sold many times over to investors, and the resulting mortgage pool funds a trust. Unredeemed proceeds are escheated to the State and eventually back to the US Treasury where it becomes part of the national debt. When the investors seek repayment they are directed to the US Treasury to redeem the debt-based currency, "minusing" the "debt" (“minusing the minus money”). That is, subtracting the payment of debt-based currency from the US Treasury. The debt, a minus, is subtracted from the National Debt. There is another answer to the National Debt than austerity measures and sequestration.

The Fiscal Cliff is nothing more than an accumulation of the Peoples’ uncollected assets. There is a way to solve the Fiscal Cliff problem. You are a shareholder in the USA Corporation.

You're an owner. It's time to collect, people.