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It Looks Like Health Insurance, but It's Not. 'Just Trust God,' Buyers Are Told.
Written by <a href="index.php?option=com_comprofiler&task=userProfile&user=52803"><span class="small">Reed Abelson, The New York Times</span></a>   
Thursday, 02 January 2020 14:17

Abelson writes: "More than one million Americans, struggling to cope with the rising cost of health insurance, have joined such groups, attracted by prices that are far lower than the premiums for policies that must meet strict requirements, like guaranteed coverage for pre-existing conditions, established by the Affordable Care Act."

Mark Collie and his son Blake at home in Washington, N.C. When Blake suffered an aneurysm, Mr. Collie turned to a Christian health cost-sharing ministry to help cover the costs. (photo: Madeline Gray/The New York Times)
Mark Collie and his son Blake at home in Washington, N.C. When Blake suffered an aneurysm, Mr. Collie turned to a Christian health cost-sharing ministry to help cover the costs. (photo: Madeline Gray/The New York Times)


It Looks Like Health Insurance, but It's Not. 'Just Trust God,' Buyers Are Told.

By Reed Abelson, The New York Times

02 January 20


Some state regulators are scrutinizing nonprofit Christian cost-sharing ministries that enroll Americans struggling to pay for medical care, but aren’t legally bound to cover their members’ claims.

ight-year-old Blake Collie was at the swimming pool when he got a frightening headache. His parents rushed him to the emergency room only to learn he had a brain aneurysm. Blake spent nearly two months in the hospital.

His family did not have traditional health insurance. “We could not afford it,” said his father, Mark Collie, a freelance photographer in Washington, N.C.

Instead, they pay about $530 a month through a Christian health care sharing organization to pay members’ medical bills. But the group capped payments for members at $250,000, almost certainly far less than the final tally of Blake’s mounting medical bills.

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Last Updated on Thursday, 02 January 2020 14:53